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Instant Loan

With the MAXDA instant loan you gain quick financial room for urgent purchases, outstanding bills or spontaneous wishes. The loan inquiry, review and disbursement proceed particularly quickly so that you can have access to your money within a few days.

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Inhaltsübersicht

With the instant loan, MAXDA gives you the opportunity to receive a loan within a few days. Review and loan disbursement are handled particularly quickly over the internet. You can obtain an instant loan from MAXDA starting at €3,000. This can then be conveniently repaid in small monthly installments.

  • Fast processing of your instant loan inquiry
  • Instant loan from €3,000 up to €250,000
  • Lump-sum payments at any time
  • Early repayment possible
  • Payment deferral in case of payment difficulties possible
  • Long terms up to 120 months
  • Disbursement within a few days
  • For any purpose
  • With or without Schufa
  • Loan inquiry at MAXDA: always non-binding and free of charge

The MAXDA instant loan is a classic installment loan that can be granted with loan amounts from €3,000 to €250,000. With the instant loan it is, for example, possible to finance the purchase of new furniture or a car. Since instant loans are also granted without specifying a purpose, important bills can of course also be paid or accounts balanced.

To the loan application

The MAXDA Instant Loan

  • When you request an instant loan, you will be well advised by the MAXDA loan experts. Due to long-standing cooperations with banks, MAXDA customers subsequently receive instant loan offers at the best terms.
  • A loan inquiry at MAXDA is in any case non-binding and free of charge, so you can first obtain comprehensive information and then conclude the instant loan contract. Inquiries can be processed not only on business days during normal bank opening hours, but around the clock, even on weekends and public holidays.
  • Loan seekers can thus deal with the instant loan topic in their free time or at the weekend and do not have to orient themselves to bank opening hours, where many employees can hardly make appointments.

Loans with Immediate Approval for Any Occasion

The MAXDA instant loan is a flexible loan offer that can be used according to wishes and needs. Unlike many banks, which only grant instant loans up to about €25,000, MAXDA offers the loan up to an amount of €250,000. The minimum loan amount is €3,000.

In addition to the great flexibility in loan amounts, customers can also benefit from variable terms for the instant loan. These range from 12 to 120 months, and for loans to civil servants even up to 240 months, making long-term financing possible. These long terms have the advantage that the monthly installment can be significantly reduced, since the loan amount can be divided over a larger number of months and thus reduced.

If you value a low monthly installment, you should make use of MAXDA’s long terms. Installments are then debited from the specified checking account four weeks after the instant loan disbursement. Depending on preference, the installment debit can be scheduled for either the 1st or the 15th of a month.

The agreed loan interest rate, which depends on various factors such as the loan term and the applicant’s creditworthiness, does not change during the loan term. This ensures that not only the interest burden remains constant, but also the monthly installment remains at the agreed amount throughout the term.

This gives borrowers a high degree of planning security with their instant loan and allows them to repay their loan continuously. Additionally, MAXDA grants borrowers the right to immediate repayment on the instant loan so that the loan can be paid off earlier if desired.

The Schufa in Loan Approvals

Schufa is today an important criterion in the granting of instant loans. Among other things, existing loans, their amount and term are stored here, but also closed checking accounts and credit cards can be found in the Schufa file. Banks and savings banks also report when loans have not been repaid properly or had to be terminated.

This is referred to as negative Schufa entries or negative features. If such data exists, most banks will no longer agree to a new instant loan, since the bank considers the creditworthiness no longer given. Often the overdraft facility on the checking account is even revoked. Someone who now needs money to, for example, settle an urgent bill with an instant loan, will not receive help from their bank.

The MAXDA Instant Loan without Schufa

MAXDA works with many specialized banks for its loan offers. Among them are institutions that grant instant loans without a Schufa entry. This is especially interesting for people who already have negative entries. Such entries usually remain for many years, as they can only be deleted three years after they have been resolved. Those who need loans in the meantime will be rejected by most banks, since German institutions generally only grant instant loans if Schufa contains no negative features.

Fundamentally, the instant loan without Schufa does not differ from a classic loan, except that the Schufa entry is omitted. The maximum loan amount is also stated as €5,000.

The Schufa-free instant loan can, like other loans, be applied for online via MAXDA.de. Processing of such an instant loan application can take up to a week. With approval, however, the requested sum is paid out immediately, either by bank transfer or by post, according to preference. Collateral is rarely required for an average loan; regular income is sufficient for loan approval for the instant loan.

Requirements for the MAXDA Instant Loan

  • To take advantage of the MAXDA instant loan, only a few requirements are necessary. What is important is a monthly net income of at least €850. In addition, applicants must be at least 18 years old, as lending to minors is excluded.
  • Proof of income is provided by employees and civil servants with a copy of the latest pay slip. Pensioners, on the other hand, can prove their income with the pension statement. No further requirements are usually necessary for granting an instant loan; collateral usually does not have to be provided, as the MAXDA instant loan can generally be disbursed without additional security.
  • Loan seekers who cannot meet these requirements, for example because income is too low, can still receive help from MAXDA and conclude an instant loan contract. Only proof of a solvent guarantor with appropriate creditworthiness is sufficient to approve a loan.
  • In these cases it is advisable to contact the MAXDA staff directly to clarify the conditions for the instant loan individually. The staff will support you promptly and also provide information about the documents required. If these are submitted at short notice, loan approval is also possible quickly.

The Application for Instant Loans

Borrowers who want to use the services of the MAXDA loan brokerage and apply for an instant loan can use the online application on MAXDA.de. Using the loan calculator, it is possible in advance to determine, based on the desired loan amount and term, which monthly installment would be calculated for the instant loan.

After that, the loan application is submitted. Only a few details such as name, address, date of birth and occupation are required. Of course, it is also important to provide the amount of income so that MAXDA can calculate whether a loan can be granted. Once all details are filled in, the loan application can be sent to MAXDA, where experienced staff will take care of it promptly. For queries it is useful to provide your mobile number or email address so that questions can be clarified quickly.

Conclusion: Advantages of Instant Loans

With an instant loan you can free yourself from a financially tight situation in the shortest possible time. A loan taken out as an instant loan is usually available within a few days. An instant loan can be used to make important new purchases or finance urgently needed repairs.

Not only those who depend on a car for their work know how important it is to be able to have the vehicle repaired at any time. With an instant loan you can pay unforeseen and costly car repairs in time if available funds are not sufficient.

The offering of instant loans is large and varied. MAXDA maintains relationships with all major banks. After the instant loan inquiry, MAXDA will present you with the best possible instant loan offer for review, non-binding.

The Low-Cost Loans at MAXDA

If you let MAXDA broker instant loans for you, you are choosing a loan broker that meets the highest standards of transparency and customer-friendliness. All borrowers can rely on the fact that only low-interest and customer-friendly instant loans are brokered.

To take out an instant loan, simply fill out and submit the clearly designed online form. Afterwards, the prospective borrower will be presented with an offer to review as quickly as possible, based on the most favorable available instant loan.

If the appropriate creditworthiness is given, you can receive approval for the instant loan in the desired amount within a day. People who need a loan immediately often do not have time to analyze the extensive offers for instant loans at leisure and are glad to leave the lengthy comparisons to experienced experts.

Repayment of the instant loan takes place in fair monthly installments at the lowest possible interest rates. An instant loan is often the best way to get money quickly. Acute financial bottlenecks are overcome in the shortest possible time with an instant loan. Many satisfied customers have already benefited from the advantages of low-interest loans with immediate approval.

MAXDA: Loan Broker and Expert for Instant Loans

MAXDA specializes in brokering instant loans. In addition to classic installment loans, mortgage loans and loans for civil servants, instant loans are also granted that can be taken out without an entry in Schufa. Thus, a loan can also be obtained if negative entries are already stored in the Schufa file.

With their many years of experience, MAXDA staff can fulfill almost all customers’ loan wishes. Even in seemingly hopeless cases or when the house bank has already rejected a loan inquiry, MAXDA finds unbureaucratic solutions to still approve the instant loan and disburse the loan amount.

A quick disbursement of the requested instant loan is also guaranteed so that loan seekers can have access to it within a few days after applying. In addition to transfer to a checking account, MAXDA also offers payout by post on customer request.

MAXDA loan brokerage is an online broker that accepts applications for loans such as the instant loan via the internet. This has the advantage that borrowers can access the offers from anywhere and apply for their loan online. If you have questions about the instant loan, the staff will be happy to help at the MAXDA hotline at any time.