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eKomi Seal

5 / 5

70 reviews (last 12 months)

Desired loan amount

Desired loan amount €

Term in months

Please choose field = 48; 12 18 24 30 36 42 48 54 60 66 72 78 84 90 96 102 108 114 120

Purpose

General purpose Debt consolidation Car purchase Renovation Mortgage loan

Personal data

Salutation

Ms.

Mr.

First name

Last name

Street/House no.

Postal code

City

Date of birth

I consent to the processing, storage and use of my personal data for the purpose of handling the application. I agree to the contents/notes on the Terms and Conditions, Privacy Policy, Data Processing and the neutral conditions inquiry.

I agree to receive further current offers on money, finance, insurance and saving from Maxda and our cooperation partners by post, e-mail, SMS, WhatsApp or telephone. I agree that you may forward my contact details to the cooperation partners I have selected. I can revoke this consent at any time without formality.

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General Terms and Conditions

§ 1

I/We hereby commission, using all possible financing options, possibly including the procurement of a guarantee, the mediation of a loan corresponding to my/our creditworthiness. The financing route and the lending decision are based on the personal information provided by me/us and are made exclusively by a bank chosen by the brokerage company. Conditions are exemplary and may change depending on creditworthiness and term. I/We agree that I/we may be contacted by telephone during the credit check if necessary.

§ 2

You may revoke your declaration of intent within two weeks without giving reasons in written form (e.g., letter, fax, e-mail). The period begins after receipt of this instruction in written form. Timely sending of the revocation is sufficient to meet the revocation period. The revocation is to be addressed to: Maxda Darlehensvermittlung GmbH, Boschstr. 3, 67346 Speyer. Your right of revocation expires prematurely if the contract has been fully performed by both parties at your express request before you have exercised your right of revocation.

A revocation is possible at any time by e-mail to info@maxda.de.

§ 3

The content of this website is protected by copyright. All rights, including translation, reprinting and reproduction of the content or parts thereof, are reserved. Without written permission from Maxda Darlehensvermittlung GmbH, the content of this site may not be reproduced in any form (photocopy, microfilm or any other process), processed, reproduced or distributed using electronic systems, even for educational purposes. An exception is - provided that no change is made to the content of the website - the use of the content for personal and non-commercial purposes. This permission ends if the above conditions are violated.

§ 3.1 Logging

Maxda Darlehensvermittlung GmbH logs access to this HTTP server as is generally customary. Our logs record the date and time, the designation (URL) of the page you requested and the designation (IP number) of the computer from which the page was accessed.

§ 3.2 Content of the online offer

Maxda Darlehensvermittlung GmbH (hereinafter referred to as the provider) assumes no liability for the timeliness, correctness, completeness or quality of the information provided. Liability claims against the provider which refer to material or immaterial damages caused by the use or non-use of the information provided or by the use of incorrect and incomplete information are generally excluded unless there is demonstrable intentional or grossly negligent fault on the part of the provider. All offers are non-binding and without obligation. The provider expressly reserves the right to change, supplement, delete parts of the pages or the entire offer without separate notice, to restrict or cease publication temporarily or permanently. Legal relationships between you and Maxda Darlehensvermittlung GmbH arising from the use of the Internet pages are subject to the law of the Federal Republic of Germany. In legal disputes with fully qualified merchants resulting from the use of these Internet pages, the place of jurisdiction is the registered office of Maxda Darlehensvermittlung GmbH in Speyer.

§ 3.3 References and links

In the case of direct or indirect references to third-party websites ("hyperlinks") which are outside the provider's area of responsibility, a liability obligation would only come into force in the event that the provider had knowledge of illegal contents and it was technically possible and reasonable for him to prevent their use. The provider hereby expressly declares that at the time the links were set no illegal contents were recognizable on the linked pages. The provider has no influence on the current and future design, content or authorship of the linked/connected pages. For this reason, he hereby expressly distances himself from all contents of all linked/connected pages that have been changed since the link was set. This statement applies to all links and references set within one's own Internet offer as well as to entries made by third parties in guest books, discussion forums, link directories, mailing lists and in all other forms of databases set up by the provider, where external write access is possible. For illegal, incorrect or incomplete contents and in particular for damages arising from the use or non-use of such provided information, solely the provider of the page to which reference is made is liable, not the one who merely refers to the respective publication via links.

§ 3.4 Copyright and trademark law

The provider endeavors to observe the copyrights of the used graphics, sound documents, video sequences and texts in all publications, to use graphics, sound documents, video sequences and texts created by the provider himself or to fall back on license-free graphics, sound documents, video sequences and texts. All brands and trademarks mentioned within the Internet offer and possibly protected by third parties are subject without restriction to the provisions of the applicable trademark law and the ownership rights of the respective registered owners. The mere mention does not allow the conclusion that trademarks are not protected by rights of third parties! The copyright for published objects created by the provider himself remains solely with the provider. Reproduction or use of such graphics, sound documents, video sequences and texts in other electronic or printed publications is not permitted without the express consent of the provider.

§ 3.5 Data protection

If the possibility exists within the Internet offer to enter personal or business data (e-mail addresses, names, addresses), this disclosure is made by the user expressly on a voluntary basis. The use and payment of all offered services is - insofar as technically possible and reasonable - also permitted without the indication of such data or under the indication of anonymized data or a pseudonym. The use of the contact data published within the imprint or comparable legal information such as postal addresses, telephone and fax numbers as well as e-mail addresses by third parties for the purpose of sending information which has not been expressly requested is not permitted. Legal steps against the senders of so-called spam mails in case of violations of this prohibition are expressly reserved.

§ 3.6 Legal validity of this disclaimer

This disclaimer is to be regarded as part of the Internet offer from which this page was referred. If parts or individual formulations of this text do not, no longer or not completely correspond to the current legal situation, the remaining parts of the document remain unaffected in their content and validity.

§ 4

I/We agree that the brokerage company may store my/our personal data for future company activities and may present me/us with further interesting offers, among other things from the field of financial services but also beyond, in writing, by e-mail or by telephone, provided that they have not objected to the use of the e-mail address and telephone number. This can be revoked at any time without affecting the loan brokerage contract with Maxda Darlehensvermittlung GmbH.

A revocation is possible at any time by e-mail to info@maxda.de.

§ 5 SCHUFA clause

We would like to point out that the bank (chosen by the brokerage company) will request my personal SCHUFA data from SCHUFA Holding AG, Komoranweg 5, 85201 Wiesbaden. I consent to the bank receiving the information being entitled to disclose my personal SCHUFA data to the brokerage company and its employees for further processing. The SCHUFA information may also be made available to any co-applicant of this loan request. This consent also applies in full in the event that the mediation of a preferred SCHUFA-free loan is not possible. If the brokerage company determines during the review that a SCHUFA-free loan is not possible, it will automatically check as a second option which loan can be offered with SCHUFA. If the first check indicates the prospect of an improved offer with SCHUFA, the process may also proceed in the reverse order. I can obtain information from SCHUFA about the data stored about me. Further information about the SCHUFA information and score procedure is available at www.meineschufa.de. The postal address of SCHUFA is: SCHUFA Holding AG, Privatkunden ServiceCenter, Postfach 103441, 50474 Köln. Consent to the possible use of the automated land register retrieval procedure: I/We consent that the bank may use the automated procedure to transmit data from the machine-run land register on my/our behalf to examine my/our loan application. This also applies to the transmission of requests for information from the land register pursuant to § 133 para. 4 of the Land Register Code.

Privacy Policy

1. Privacy at a glance

General information

The following notes provide a simple overview of what happens to your personal data when you visit our website. Personal data are all data with which you can be personally identified. Detailed information on data protection can be found in our privacy policy listed below this text.

Data collection on our website

Who is responsible for data collection on this website?

The data processing on this website is carried out by the website operator. You can find the contact details of the data controller in the imprint of this website.

How do we collect your data?

Your data is collected in part by you providing it to us. This may include data you enter in a contact form, for example.

Other data is collected automatically by our IT systems when you visit the website. These are primarily technical data (e.g., internet browser, operating system or time of page access). The collection of this data occurs automatically as soon as you enter our website.

What do we use your data for?

Part of the data is collected to ensure a faultless provision of the website. Other data may be used to analyze your user behavior.

What rights do you have regarding your data?

You have the right at any time to receive free information about the origin, recipients and purpose of your stored personal data. You also have the right to request the correction, blocking or deletion of this data. For this and for further questions regarding personal data, you can contact us at any time at the address provided in the imprint. In addition, you have a right of complaint to the competent supervisory authority.

You also have the right under certain circumstances to request the restriction of the processing of your personal data. Details can be found in the privacy policy under "Right to restriction of processing".

Analysis tools and third-party tools

When you visit our website, your surfing behavior can be statistically evaluated. This is mainly done using cookies and so-called analysis programs. The analysis of your surfing behavior is usually anonymous; the surfing behavior cannot be traced back to you. You can object to this analysis or prevent it by not using certain tools. Detailed information can be found in the following privacy policy.

You can object to this analysis. We will inform you of your options for objecting in this privacy policy.

2. General notes and mandatory information

Data protection

The operators of these sites take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with the statutory data protection regulations and this privacy policy.

If you use this website, various personal data will be collected. Personal data are data with which you can be personally identified. This privacy policy explains what data we collect and for what purpose we use it. It also explains how and for what purpose this happens.

We would like to point out that data transmission on the Internet (e.g., when communicating by e-mail) may have security gaps. A complete protection of data from access by third parties is not possible.

Note on the responsible body

The responsible body for data processing on this website is:

Maxda Darlehensvermittlungs GmbH
Boschstr. 3
67346 Speyer

Phone: +49(0)6232-686363
E-mail: info@maxda.de

The responsible body is the natural or legal person who alone or jointly with others decides on the purposes and means of the processing of personal data (e.g., names, e-mail addresses or similar).

Legally required data protection officer

We have appointed a data protection officer for our company.

Thomas Stegemann
dacuro GmbH
Heidelberger Str. 70b
69190 Walldorf

Phone: [Telefonnummer des Datenschutzbeauftragten]
E-mail: datenschutz@maxda.de

Many data processing operations are only possible with your express consent. You can withdraw consents already given at any time. A simple message by e-mail to us is sufficient. The legality of the data processing carried out up to the time of withdrawal remains unaffected by the withdrawal.

If data processing is based on Art. 6(1)(e) or (f) GDPR, you have the right to object at any time for reasons arising from your particular situation to the processing of your personal data; this also applies to profiling based on these provisions. The specific legal basis on which processing is based can be found in this privacy policy. If you object, we will no longer process your personal data unless we can demonstrate compelling legitimate grounds for the processing which override your interests, rights and freedoms, or the processing serves the establishment, exercise or defense of legal claims (objection pursuant to Art. 21(1) GDPR).

If your personal data is processed for direct marketing purposes, you have the right at any time to object to the processing of your personal data for such advertising; this also applies to profiling insofar as it is related to such direct marketing. If you object, your personal data will no longer be used for direct marketing purposes (objection pursuant to Art. 21(2) GDPR).

Complaint to the competent supervisory authority

In the event of violations of the GDPR, data subjects have a right to lodge a complaint with a supervisory authority, in particular in the Member State of their habitual residence, place of work or the place of the alleged infringement. The right to an effective judicial remedy is not affected.

Right to data portability

You have the right to receive data that we process on the basis of your consent or in fulfillment of a contract in a structured, commonly used and machine-readable format and to transmit this data to another controller. If you request direct transmission to another controller, this will only be done insofar as it is technically feasible.

SSL or TLS encryption

This page uses SSL/TLS encryption for security reasons and to protect the transmission of confidential content, such as orders or inquiries you send to us as the page operator. A secure connection can be recognized by the address line of the browser changing from "http://" to "https://" and the lock symbol in the browser line.

When SSL/TLS encryption is activated, the data you transmit to us cannot be read by third parties.

Information, blocking, deletion and correction

You have the right at any time under the applicable legal provisions to obtain free information about your stored personal data, their origin and recipients and the purpose of the data processing and, if necessary, a right to rectification, blocking or deletion of this data. For this and for further questions about personal data, you can contact us at any time at the address given in the imprint.

Right to restrict processing

You have the right to request the restriction of the processing of your personal data. You can contact us at any time at the address given in the imprint. The right to restriction of processing exists in the following cases:

If you dispute the accuracy of your stored personal data, we generally need time to verify this. During the verification period, you have the right to request the restriction of processing.
If the processing of your personal data was/is unlawful, you can request restriction instead of deletion.
If we no longer need your personal data but you need them to assert, exercise or defend legal claims, you have the right to request the restriction of processing instead of deletion.
If you have objected pursuant to Art. 21(1) GDPR, a balance must be made between your and our interests. As long as it is not yet clear whose interests prevail, you have the right to request restriction of processing.

If you have restricted processing of your personal data, such data may only be processed - except for storage - with your consent or for the establishment, exercise or defense of legal claims or for the protection of the rights of another natural or legal person or for important public interest reasons of the European Union or a Member State.

Objection to promotional e-mails

The use of the contact data published under the imprint obligation to send advertising and information material that has not been expressly requested is hereby contradicted. The operators of the pages expressly reserve the right to take legal action in the event of the unsolicited sending of advertising information, such as spam e-mails.

3. Data collection on our website

Cookies

The websites use so-called cookies in part. Cookies do not harm your computer and do not contain viruses. Cookies serve to make our offer more user-friendly, effective and secure. Cookies are small text files that are stored on your computer and saved by your browser.

Most of the cookies we use are so-called "session cookies". They are automatically deleted after the end of your visit. Other cookies remain stored on your end device until you delete them. These cookies allow us to recognize your browser on your next visit.

You can set your browser so that you are informed about the setting of cookies and only allow cookies in individual cases, accept cookies for certain cases or generally exclude them, and activate the automatic deletion of cookies when closing the browser. When cookies are deactivated, the functionality of this website may be limited.

Cookies that are necessary to carry out the electronic communication process or to provide certain functions you request (e.g., shopping cart function) are stored on the basis of Art. 6(1)(f) GDPR. The website operator has a legitimate interest in storing cookies for the technically error-free and optimized provision of its services. Other cookies (e.g., cookies for analyzing your surfing behavior) are dealt with separately in this privacy policy.

Server log files

The provider of the pages collects and stores automatically information in so-called server log files which your browser automatically transmits to us. These are:

Browser type and browser version
Operating system used
Referrer URL
Hostname of the accessing computer
Time of the server request
IP address

A merging of this data with other data sources is not carried out.

The collection of this data is carried out on the basis of Art. 6(1)(f) GDPR. The website operator has a legitimate interest in the technically error-free presentation and the optimization of the website - for this purpose the server log files must be recorded.

Contact form

If you send us inquiries via the contact form, your details from the inquiry form including the contact data you provide there will be stored by us for the purpose of processing the inquiry and in the event of follow-up questions. We do not pass on these data without your consent.

The processing of the data entered into the contact form is therefore carried out exclusively on the basis of your consent (Art. 6(1)(a) GDPR). You can revoke this consent at any time. A simple message by e-mail to us is sufficient. The legality of the data processing carried out up to the time of revocation remains unaffected by the revocation.

The data you enter into the contact form will remain with us until you ask us to delete it, revoke your consent to storage or the purpose for data storage no longer applies (e.g., after completion of your request). Mandatory statutory provisions - in particular retention periods - remain unaffected.

Inquiry by e-mail, telephone or fax

If you contact us by e-mail, telephone or fax, your inquiry including all resulting personal data (name, request) will be stored and processed by us for the purpose of processing your request. We do not pass on this data without your consent.

The processing of this data is carried out on the basis of Art. 6(1)(b) GDPR if your request is related to the fulfillment of a contract or is necessary for the implementation of pre-contractual measures. In all other cases, the processing is based on your consent (Art. 6(1)(a) GDPR) and/or on our legitimate interests (Art. 6(1)(f) GDPR), since we have a legitimate interest in effectively processing inquiries addressed to us.

The data you send us in contact inquiries will remain with us until you request deletion, revoke your consent to storage or the purpose for data storage no longer applies (e.g., after completion of dealing with your request). Mandatory statutory provisions - in particular legal retention periods - remain unaffected.

Registration on this website

You can register on our website to use additional functions on the site. The data entered for this purpose will only be used for the purpose of using the respective offer or service for which you registered. The required information must be provided in full during registration. Otherwise we will refuse registration.

For important changes e.g., in the scope of the offer or for technically necessary changes we use the e-mail address provided at registration to inform you.

The processing of the registration data is carried out on the basis of your consent (Art. 6(1)(a) GDPR). You can withdraw any consent you have given at any time. A simple message by e-mail to us is sufficient. The legality of the data processing already carried out remains unaffected by the revocation.

The data collected at registration will be stored by us as long as you are registered on our website and will be deleted afterwards. Statutory retention periods remain unaffected.

Registration with Facebook Connect

Instead of direct registration on our website, you can register with Facebook Connect. The provider of this service is Facebook Ireland Limited, 4 Grand Canal Square, Dublin 2, Ireland.

If you choose registration with Facebook Connect and click on the “Login with Facebook” / “Connect with Facebook” button, you will be automatically redirected to the Facebook platform. There you can log in with your credentials. This links your Facebook profile to our website or services. Through this link we gain access to the data stored in your Facebook profile. These include in particular:

Facebook name
Facebook profile and cover image
Facebook cover image
Email address stored on Facebook
Facebook ID
Facebook friends lists
Facebook likes
Birthday
Gender
Country
Language

This data is used to set up, provide and personalize your account.

Registration with Facebook Connect and the associated data processing are based on your consent (Art. 6(1)(a) GDPR). You can withdraw this consent at any time with effect for the future.

Further information can be found in the Facebook Terms of Use and Facebook Data Policy at: https://de-de.facebook.com/about/privacy/ and https://de-de.facebook.com/legal/terms/.

Processing of data (customer and contract data)

We collect, process and use personal data only to the extent that it is necessary for the establishment, content or modification of the legal relationship (inventory data). This is done on the basis of Art. 6(1)(b) GDPR, which permits the processing of data for the fulfillment of a contract or pre-contractual measures. Personal data about the use of our website (usage data) are only collected, processed and used to the extent necessary to enable the user to use the service or to bill for it.

The collected customer data will be deleted after completion of the order or termination of the business relationship. Statutory retention periods remain unaffected.

Data transmission upon conclusion of a contract for services and digital content

We only transfer personal data to third parties if this is necessary for contract processing, e.g., to the credit institution entrusted with payment processing.

A further transfer of the data will not take place or will only take place if you have expressly consented to it. We do not pass on your data to third parties without your express consent, e.g., for advertising purposes.

The basis for data processing is Art. 6(1)(b) GDPR, which allows the processing of data for the purpose of fulfilling a contract or pre-contractual measures.

Plugins from the social network Facebook, provider Facebook Inc., 1 Hacker Way, Menlo Park, California 94025, USA, are integrated on our pages. You can recognize the Facebook plugins by the Facebook logo or the "Like button" on our site. An overview of the Facebook plugins can be found here: https://developers.facebook.com/docs/plugins/?locale=de_DE.

When you visit our pages, a direct connection is established between your browser and the Facebook server via the plugin. Facebook thus receives the information that you have visited our site with your IP address. If you click the Facebook "Like button" while logged into your Facebook account, you can link the content of our pages on your Facebook profile. This allows Facebook to associate visits to our pages with your user account. We would like to point out that as the provider of the pages we do not receive any knowledge of the content of the transmitted data or its use by Facebook. Further information can be found in Facebook’s privacy policy at: https://de-de.facebook.com/privacy/explanation.

If you do not want Facebook to associate your visit to our pages with your Facebook user account, please log out of your Facebook account.

The use of Facebook plugins is based on Art. 6(1)(f) GDPR. The website operator has a legitimate interest in the widest possible visibility in social media.

Google+ plugin

Provider is Google Ireland Limited ("Google"), Gordon House, Barrow Street, Dublin 4, Ireland.

Collection and transmission of information: Using the Google+ button you can publish information worldwide. Through the Google+ button you and other users receive personalized content from Google and our partners. Google stores both the information that you have given a +1 for content and information about the page you were viewing when you clicked +1. Your +1s can be displayed as recommendations together with your profile name and photo in Google services, such as in search results or in your Google profile, or in other places on websites and ads on the Internet.

Google records information about your +1 activities to improve Google services for you and others. To use the Google+ button you need a publicly visible, worldwide Google profile that contains at least the name you have chosen for the profile. This name is used in all Google services. In some cases it may replace another name that you have used when sharing content via your Google account. The identity of your Google profile may be shown to users who know your e-mail address or who have other identifying information about you.

Use of the collected information: In addition to the purposes described above, the information you provide is used according to the applicable Google privacy policy. Google may publish aggregated statistics about +1 activities of users or share them with users and partners, such as publishers, advertisers or affiliated websites.

The use of the Google+ plugin is based on Art. 6(1)(f) GDPR. The website operator has a legitimate interest in the widest possible visibility in social media.

5. Analysis tools and advertising

Google Analytics

This website uses features of the web analytics service Google Analytics. Provider is Google Ireland Limited ("Google"), Gordon House, Barrow Street, Dublin 4, Ireland.

Google Analytics uses so-called "cookies". These are text files that are stored on your computer and enable an analysis of your use of the website. The information generated by the cookie about your use of this website is usually transmitted to a Google server in the USA and stored there.

The storage of Google Analytics cookies and the use of this analysis tool is based on Art. 6(1)(f) GDPR. The website operator has a legitimate interest in analyzing user behavior in order to optimize both its web offering and its advertising.

IP anonymization

We have activated IP anonymization on this website. As a result, your IP address will be shortened by Google within member states of the European Union or in other contracting states of the Agreement on the European Economic Area before transmission to the USA. Only in exceptional cases will the full IP address be transmitted to a Google server in the USA and shortened there. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, compile reports on website activity and provide other services related to website and internet usage to the website operator. The IP address transmitted by your browser as part of Google Analytics will not be merged with other Google data.

Browser plugin

You can prevent the storage of cookies by setting your browser software accordingly; however, we point out that in this case you may not be able to use all functions of this website to their full extent. You can also prevent the collection of the data generated by the cookie and related to your use of the website (including your IP address) to Google and the processing of this data by Google by downloading and installing the browser plugin available at the following link: https://tools.google.com/dlpage/gaoptout?hl=de.

Opt-out from data collection

You can prevent the collection of your data by Google Analytics by clicking the following link. An opt-out cookie is set which prevents the collection of your data during future visits to this website: Disable Google Analytics.

More information on the handling of user data by Google Analytics can be found in Google’s privacy policy: https://support.google.com/analytics/answer/6004245?hl=de.

Demographic characteristics with Google Analytics

This website uses the "demographic characteristics" function of Google Analytics. This allows reports to be created that contain statements about age, gender and interests of site visitors. These data come from interest-based advertising from Google and visitor data from third parties. These data cannot be attributed to any specific person. You can disable this function at any time in the ad settings in your Google account or generally prevent the collection of your data by Google Analytics as described in "Opt-out from data collection".

Retention period

Data stored by Google at user and event level that are linked to cookies, user IDs (e.g., User ID) or advertising IDs (e.g., DoubleClick cookies, Android advertising ID) are anonymized or deleted after 14 months. Details can be found at: https://support.google.com/analytics/answer/7667196?hl=de

Google Analytics remarketing

Our websites use the functions of Google Analytics Remarketing in connection with the cross-device functions of Google AdWords and Google DoubleClick. Provider is Google Ireland Limited ("Google"), Gordon House, Barrow Street, Dublin 4, Ireland.

This function allows you to link the advertising audiences created with Google Analytics Remarketing to the cross-device functions of Google AdWords and Google DoubleClick. In this way, interest-based, personalized advertising messages adapted to you depending on your previous use and surfing behavior on one device (e.g., mobile phone) can also be displayed on another of your devices (e.g., tablet or PC).

If you have given corresponding consent, Google links your web and app browser history to your Google account for this purpose. This way, the same personalized advertising messages can be shown on any device on which you are logged in to your Google account.

To support this function, Google Analytics collects google-authenticated IDs of users, which are temporarily linked to our Google Analytics data to define and create audiences for cross-device advertising.

You can permanently object to cross-device remarketing/targeting by disabling personalized advertising in your Google account; follow this link: https://www.google.com/settings/ads/onweb/.

The consolidation of the collected data in your Google account takes place exclusively on the basis of your consent which you can give or revoke at Google (Art. 6(1)(a) GDPR). For data collection processes that are not consolidated in your Google account (e.g., because you do not have a Google account or have objected to the consolidation), the collection of data is based on Art. 6(1)(f) GDPR. The legitimate interest arises from the website operator's interest in anonymous analysis of website visitors for advertising purposes.

Further information and the privacy policy can be found in Google’s privacy policy at: https://policies.google.com/technologies/ads?hl=de.

Google AdWords and Google conversion tracking

This website uses Google AdWords. AdWords is an online advertising program of Google Ireland Limited ("Google"), Gordon House, Barrow Street, Dublin 4, Ireland.

As part of Google AdWords we use the so-called conversion tracking. If you click on an ad placed by Google, a conversion tracking cookie is set. Cookies are small text files that your browser stores on your computer. These cookies expire after 30 days and are not used for personal identification of users. If the user visits certain pages of this website and the cookie has not yet expired, Google and we can recognize that the user clicked on the ad and was redirected to this page.

Each Google AdWords customer receives a different cookie. The cookies cannot be tracked across the websites of AdWords customers. The information obtained via the conversion cookie is used to compile conversion statistics for AdWords customers who have opted for conversion tracking. The customers learn the total number of users who clicked on their ad and were redirected to a conversion-tracked page. They do not receive any information that personally identifies users. If you do not want to participate in tracking, you can opt out by disabling the Google conversion tracking cookie via your browser settings. In this case you will not be included in the conversion tracking statistics.

The storage of "conversion cookies" and the use of this tracking tool is based on Art. 6(1)(f) GDPR. The website operator has a legitimate interest in analyzing user behavior to optimize both its web offering and advertising.

More information on Google AdWords and Google conversion tracking can be found in Google’s privacy policy: https://policies.google.com/privacy?hl=de.

Facebook Pixel

Our website uses the Facebook pixel from Facebook, Inc., 1601 S. California Ave, Palo Alto, CA 94304, USA ("Facebook") for conversion measurement.

This allows the behavior of visitors to the site to be tracked after they have been redirected to the provider's website by clicking on a Facebook ad. This makes it possible to evaluate the effectiveness of Facebook ads for statistical and market research purposes and to optimize future advertising campaigns.

The collected data is anonymous for us as the operator of this website; we cannot draw any conclusions about the identity of users. However, the data is stored and processed by Facebook, so a link to the respective user profile is possible and Facebook may use the data for its own advertising purposes in accordance with the Facebook Data Use Policy. This may enable Facebook to display advertising on Facebook pages as well as outside of Facebook. This use of data cannot be influenced by us as the page operator.

The use of Facebook Pixel is based on Art. 6(1)(f) GDPR. The website operator has a legitimate interest in efficient advertising measures including social media.

Further information about security and privacy can be found in Facebook’s privacy information: https://de-de.facebook.com/about/privacy/.

You can also deactivate the remarketing function "Custom Audiences" in the Ad Settings under https://www.facebook.com/ads/preferences/?entry_product=ad_settings_screen. You must be logged into Facebook to do this.

If you do not have a Facebook account, you can deactivate behaviorally-based advertising from Facebook on the website of the European Interactive Digital Advertising Alliance: http://www.youronlinechoices.com/de/praferenzmanagement/.

If you wish to receive the newsletter offered on the website, we need an e-mail address from you as well as information that allows us to check that you are the owner of the specified e-mail address and that you agree to receive the newsletter. No further data or only voluntary data are collected. This data will only be used to send the requested information and will not be passed on to third parties.

The processing of the data entered in the newsletter registration form is carried out exclusively on the basis of your consent (Art. 6(1)(a) GDPR). The consent given to the storage of the data, the e-mail address and their use for sending the newsletter can be revoked at any time, e.g., via the "unsubscribe" link in the newsletter. The legality of the data processing carried out up to the time of revocation remains unaffected.

The data you provide to us for the purpose of receiving the newsletter will be stored by us until you unsubscribe from the newsletter and deleted after cancellation. Data stored for other purposes remain unaffected.

7. Plugins and tools

YouTube

Our website uses plugins from the site YouTube operated by Google. The provider of the pages is Google Ireland Limited ("Google"), Gordon House, Barrow Street, Dublin 4, Ireland.

When you visit one of our pages equipped with a YouTube plugin, a connection to the YouTube servers is established. The YouTube server is informed which of our pages you have visited.

YouTube may also store various cookies on your end device. Using these cookies, YouTube can obtain information about visitors to our website. This information is used, among other things, to collect video statistics, improve user friendliness and prevent fraud attempts. The cookies remain on your end device until you delete them.

If you are logged into your YouTube account, you allow YouTube to link your surfing behavior directly to your personal profile. You can prevent this by logging out of your YouTube account.

The use of YouTube is in the interest of an attractive presentation of our online offer. This constitutes a legitimate interest within the meaning of Art. 6(1)(f) GDPR.

Further information on the handling of user data can be found in the privacy policy of YouTube at: https://policies.google.com/privacy?hl=de.

Google Web Fonts

This site uses so-called web fonts for a uniform display of fonts provided by Google. When you call up a page, your browser loads the required web fonts into your browser cache to correctly display texts and fonts.

For this purpose, the browser you use must establish a connection to Google servers. This gives Google knowledge that our website was accessed via your IP address. The use of Google Web Fonts is in the interest of a uniform and appealing presentation of our online offers and constitutes a legitimate interest under Art. 6(1)(f) GDPR.

If your browser does not support web fonts, a default font on your computer will be used.

More information about Google Web Fonts can be found at https://developers.google.com/fonts/faq and in Google’s privacy policy: https://policies.google.com/privacy?hl=de.

Google reCAPTCHA

We use "Google reCAPTCHA" (hereinafter "reCAPTCHA") on our websites. Provider is Google Ireland Limited ("Google"), Gordon House, Barrow Street, Dublin 4, Ireland.

reCAPTCHA is used to check whether the data entry on our websites (e.g., in a contact form) is made by a human or by an automated program. For this purpose, reCAPTCHA analyzes the behavior of the website visitor based on various characteristics. This analysis starts automatically as soon as the website visitor enters the website. reCAPTCHA evaluates various information for the analysis (e.g., IP address, time spent on the website or mouse movements made by the user). The data collected during the analysis are transmitted to Google.

The reCAPTCHA analyses run entirely in the background. Website visitors are not notified that an analysis is taking place.

The data processing is based on Art. 6(1)(f) GDPR. The website operator has a legitimate interest in protecting its web offers from abusive automated probing and from SPAM.

Further information about Google reCAPTCHA and Google’s privacy policy can be found at: https://policies.google.com/privacy?hl=de and https://www.google.com/recaptcha/intro/android.html.

8. Own services

Applications

We offer you the possibility to apply to us (e.g., by e-mail, post or via an online application form). Below we inform you about the scope, purpose and use of your personal data collected as part of the application process. We assure you that the collection, processing and use of your data is carried out in accordance with applicable data protection law and all other statutory provisions and that your data will be treated strictly confidentially.

Scope and purpose of data collection

If you send us an application, we process the associated personal data (e.g., contact and communication data, application documents, notes made during interviews, etc.) to the extent necessary to decide whether to establish an employment relationship. The legal basis for this is § 26 BDSG-new under German law (initiation of an employment relationship), Art. 6(1)(b) GDPR (general contractual initiation) and - if you have given consent - Art. 6(1)(a) GDPR. Consent can be revoked at any time. Your personal data will only be passed on within our company to persons involved in processing your application.

If the application is successful, the data you submitted will be stored in our data processing systems on the basis of § 26 BDSG-new and Art. 6(1)(b) GDPR for the purpose of implementing the employment relationship.

Retention period of the data

If we cannot make you a job offer, you decline an offer, withdraw your application, revoke your consent to data processing or request deletion of the data, the data you submitted including any remaining physical application documents will be stored/retained for a maximum of 6 months after the end of the application process (retention period) in order to be able to reconstruct the details of the application process in the event of discrepancies (Art. 6(1)(f) GDPR).

YOU CAN OBJECT TO THIS STORAGE IF YOU HAVE LEGITIMATE INTERESTS THAT OUTWEIGH OUR INTERESTS.

After the retention period has expired, the data will be deleted unless there is a legal retention obligation or another legal basis for further storage. If it is evident that storage of your data will be required after the retention period (e.g., due to an impending or pending legal dispute), deletion will only take place when the data has become irrelevant. Other statutory retention obligations remain unaffected.

Data processing

The protection of your privacy when using our website is important to us. In order to provide our service, personal contact and the forwarding of personal data are necessary. We treat your personal data confidentially and in accordance with legal data protection regulations as well as our privacy policy.

I/We consent that Maxda GmbH may store and process my/our personal data contained in the online application, and possibly also usage data such as the IP address, for the purpose of processing the loan application and further support. I/We agree that, in the context of mediation activities for the requested loan, contact may be made via the provided e-mail address and telephone number by employees of Maxda GmbH. I/We authorize Maxda GmbH to forward all necessary documents required for the mediation of the loan to banks selected by Maxda GmbH. The data will be processed there for the purpose of handling the loan application as well as further support and accompaniment of the loan contractual relationship. I/We can revoke the consent at any time without giving reasons by notifying the brokerage company or the bank and object to any further use of my/our data.

I/We consent that Maxda GmbH may store and process my/our personal data contained in the online application, and possibly also usage data such as the IP address, for the purpose of processing the loan application and further support. I/We authorize Maxda GmbH to forward all necessary documents required for the mediation of the loan to banks selected by Maxda GmbH. The data will be processed there for the purpose of handling the loan application as well as further support and accompaniment of the loan contractual relationship. I/We can revoke the consent at any time without giving reasons by notifying the brokerage company or the bank and object to any further use of my/our data.

SCHUFA clause:

Your choice of cooperation partners:

E-mail advertising with interesting offers

Maxda Darlehensvermittlungs GmbH, Boschstr. 3, DE-67346 Speyer

Telephone advertising and e-mail for interesting insurance offers

VERITAS Vermögensberatungs- und Vermittlungs GmbH, Alter Postweg 1, DE - 67346 Speyer

Telephone advertising and e-mail for interesting insurance offers

Stuttgarter Lebensversicherung a.G., Rotebühlstraße 120, DE - 70197 Stuttgart

Postal advertising with interesting offers

SAZ Services AG, Davidstrasse 38, CH - 9000 St. Gallen

Telephone advertising and e-mail for interesting building savings products

Wüstenrot Bausparkasse AG, Wüstenrotstraße 1, 71638 Ludwigsburg

Telephone advertising and e-mail for interesting building savings products

SIGNAL IDUNA Bauspar AG, Kapstadtring 7, 22297 Hamburg

Adopt cooperation partners

The Maxda loan from €1,500 to €250,000