Use fast loans at favorable terms

Fast loans from MAXDA provide a straightforward solution when you find yourself in a tight financial spot. A fast loan or express loan enables you to stop a financial shortfall through timely disbursement. For example, when unexpected bills blow your budget, MAXDA's fast loans convince with favorable terms.

The fair fast loans at MAXDA are financial products that have already convinced many customers of our quality advice when it comes to an uncomplicated placement for an instant loan.

A fast loan, also called an express loan, is needed in situations where there is no time to conduct lengthy comparisons yourself. Nevertheless, our customers want to use the best offer for them and turn to us. We broker fast loans smoothly in cooperation with lenders with whom we have worked successfully for many years.

Good advice on fast loans

If you choose a fast loan from MAXDA, like many other customers before you, you benefit from the professional advisory services of our customer-friendly staff who quickly find the right offer in an uncomplicated way. Simply fill out our easy-to-understand form.

We strive to quickly find a suitable lender for you. If you have sufficient creditworthiness, the loan amount you applied for can be disbursed within one day to help you out of your financial bottleneck. Our fast loans resolve your financial worries in an uncomplicated manner.

When are fast loans useful?

If you choose a fast loan from MAXDA, you will be surprised at how quickly and unbureaucratically our friendly staff can arrange an express loan. A fast loan should always help when time is tight, because an instant loan is not available at every bank. It is also known that situations can arise in life where capital is needed quickly. This includes paying bills that cannot be postponed.

In particular, people who depend on their vehicle for work can quickly face financial strain when an expensive car repair is required. If your house bank cannot help, we at MAXDA are always committed to mediating fast loans for you. Our easy-to-understand customer advice informs you about attractive interest rates from banks and lenders with whom we have successfully cooperated for many years.

Our fast loans offer the possibility to repay a loan in convenient installments. Our advisory professionals are available to answer all questions about fast loans. If you turn to MAXDA, you can benefit from comprehensive financial advice.

Term and conditions for a fast loan

You can obtain a fast loan most easily and quickly online. Traditional branch banks usually need more time for processing than an internet-based credit institution. In addition, online lenders are able to offer an instant loan at more favorable terms. The term is generally from 12 to 84 months. The amount of the approved loan as well as the term depend on the lending institution.

Interest is charged on the borrowed sum of the fast loan; the amount depends on the current market and can therefore fluctuate. Monthly repayments constitute repayment of the loan; the installments include not only part of the principal but also proportional interest and possibly incurred fees.

A fast loan always incurs costs, which is why the amount to be repaid will always be higher than the originally borrowed amount. It can also be observed that the longer the loan contract runs, the higher the repayment amount due to interest. As a rule of thumb: the shorter the term, the lower the costs for the borrower.

Requirements for the fast loan

To apply for a loan, you must conclude a contract with the selected lending institution. For this, however, you should meet some requirements. Anyone who wants to apply for a favorable fast loan should be at least 18 years old. Fast loans are mainly granted to private individuals who receive income from employed (non-self-employed) work, i.e. salaried employees and other workers. However, the probationary period (usually six months) should already be completed.

A negative Schufa entry leads to the rejection of the loan application at most lending institutions. Lenders understandably want to protect themselves against a default on installment payments. For this reason, the conclusion of residual debt or residual loan insurance is often required when concluding a contract for a fast loan. This steps in in the event of unemployment, incapacity for work – for example in the case of illness or an accident – as well as in the event of the borrower's death and settles the outstanding debt.

To apply for a fast loan you need a copy of your ID card, the loan application, proof of income (usually for the last three months, at MAXDA only the last one), a current Schufa report and in some cases (for the rare case that there is no Schufa report for you) also a self-disclosure.

A trusting relationship is important to MAXDA. We want you to associate the loan processing of a fast loan with a positive feeling. We can look back on many years of experience in the field of fast loans and can therefore offer you excellent support, fast processing and the best conditions.

So that we can process your loan application as quickly as possible, we need truthful personal information such as: name(s), given name(s), date and place of birth, address, marital status as well as information on your financial situation. These include, for example, payslips, pension notices and evidence of other income sources, as well as financial obligations such as rent amount, any installment payments and other items. Of course we also need the completed and signed loan application.

How long does processing take for a fast loan?

The processing time is only a few days! After you have submitted your online loan application, we will send you the documents by post or e-mail within a very short time. As soon as we receive these back – usually on the same day – processing takes place. We will contact you again to discuss terms and wishes in detail. Afterwards we find the most favorable loan for you – exactly according to your preferences. Of course we also advise you personally and assist you in completing your loan application.

With us you can obtain a fast loan in the amount of 3,000 to 250,000 euros. Once the application has been submitted, the lending bank usually transfers the money to your account within three days. The processing time for a loan application without Schufa generally takes about one week. Please note, however, that no bookings are made on public holidays and weekends. The fastest way to submit an application is to provide your phone number and e-mail address in the request. This allows us to reach you quickly in case of any queries and clarify open questions.

Fast loan without Schufa

As a rule, a notification is made to Schufa for every loan, even for the mere inquiry, and you receive a Schufa entry. A loan without Schufa is granted by a foreign bank, which is why no entry is made in this case. A maximum of 5,000 euros per person can be lent via a fast loan without Schufa.

Civil servants, salaried employees and workers with a net income from 1,130 euros and aged between 18 and 60 years can receive a loan without Schufa. For all terms the effective annual interest rate starts at 3.99%. The repayment period begins four weeks after receipt of the money. The amount to be repaid is determined in advance. The interest rate remains constant throughout the entire term of the contract. A special repayment is also possible at any time and without restrictions.