Use fast loans at attractive terms

Fast loans from MAXDA are a hassle-free solution when you run into financial difficulties. A fast loan or express loan can stop a financial bottleneck thanks to timely disbursement. If unexpected bills, for example, blow your budget, MAXDA's fast loans convince with attractive terms.

MAXDA's fair fast loans are financial products that have already convinced numerous customers of our advisory quality when it comes to an unbureaucratic placement for an instant loan.

A fast loan, also called an express loan, is needed in cases where there is no time to carry out lengthy comparisons yourself. Still, our customers want to use the best offer for them and turn to us. We easily broker fast loans in cooperation with financial institutions with which we have successfully worked for many years.

Good advice on fast loans

If you decide, as many other customers before you, on a fast loan from MAXDA, you will benefit from a professional advisory service provided by our customer-friendly staff, who quickly find the right offer in an uncomplicated manner. Simply fill out our easy-to-understand form.

We strive to quickly find a suitable lender for you. If you have sufficient creditworthiness, the loan amount you applied for can be disbursed within one day to help you out of your financial bottleneck. Our fast loans solve your financial worries in an uncomplicated way.

When are fast loans useful?

If you choose fast loans from MAXDA, you will be surprised how quick and unbureaucratic our friendly staff can arrange an express loan. A fast loan should always help when time is short, because an instant loan is not available at every bank; yet it is well known that situations can quickly arise in life where capital is needed. This includes paying bills that cannot be postponed.

In particular, people who depend on a vehicle for professional reasons quickly face financial hardship when an expensive car repair is needed. If the house bank cannot help, we at MAXDA are always committed to arranging fast loans for you. Our easy-to-understand customer advice informs you about attractive interest rates from financial institutions and banks with which we have successfully cooperated for many years.

Our fast loans offer the possibility to repay a loan in convenient installments. In all questions concerning fast loans, our advisory professionals are at your disposal. When you turn to MAXDA, you can benefit from extensive financial advice.

Term and conditions for a fast loan

You can obtain a fast loan most simply and quickly online. Traditional branch banks usually need more time for processing than an internet-based credit institution. In addition, online credit institutions are able to offer an instant loan at more favorable terms. The term is usually between 12 and 84 months. The amount of the approved loan as well as the term depends on the lending institution.

Interest applies to the borrowed sum of the fast loan; the amount depends on the current market and can therefore fluctuate. Monthly repayments constitute repayment of the loan; the installments include not only a portion of the loan principal but also proportional interest and possibly fees.

A fast loan always incurs costs, which is why the amount to be repaid will always be higher than the original amount borrowed. It can also be observed that, due to the interest to be paid, the repayment amount is higher the longer the loan agreement runs. As a rule of thumb: the shorter the term, the lower the costs for the borrower.

Requirements for a fast loan

To apply for a loan, you must conclude a contract with the selected lending institution. To do this, however, you should meet some requirements. Anyone who wants to apply for an affordable fast loan should be at least 18 years old. Fast loans are mainly granted to private individuals who receive income from an employment relationship, i.e., salaried employees and other workers. However, the probationary period (usually six months) should already be over.

A negative Schufa entry leads to rejection of the loan application at most lending institutions. Lenders understandably want to protect themselves against default on installment payments. For this reason, taking out a residual debt or credit insurance is often required when concluding a fast loan contract. This steps in in the event of unemployment, incapacity for work — for example due to illness or an accident — as well as in the event of the borrower's death and settles the remaining debt.

To apply for a fast loan you will need a copy of your ID card, the loan application, proof of income (usually for the last three months; at MAXDA only the last one), a current Schufa report and, in some cases (for the rare case that there is no Schufa report for you), also a self-disclosure.

MAXDA values a relationship of trust. We want you to associate the loan processing for a fast loan with a positive feeling. We can look back on many years of experience in the field of fast loans and can therefore offer you excellent support, fast processing and the best terms.

So that we can process your loan application as quickly as possible, we need truthful, personal information, such as: surname(s), given name(s), date and place of birth, address, marital status and information about your financial situation. These include, for example, payslips, pension notices and proof of other sources of income, as well as financial obligations such as rent amount, any installment payments and more. Of course we also need the completed and signed loan application.

How long does processing take for a fast loan?

The processing time is only a few days! After you have submitted your online loan application, we will send you the documents by post or e-mail in the shortest possible time. As soon as we have received these back — usually on the same day — processing takes place. We will contact you again to discuss terms and wishes in detail. Afterwards we will find the most favorable loan for you — exactly according to your preferences. Of course we also advise you personally and support you in filling out your loan application.

With us you can receive a fast loan in the amount of 3,000 up to 250,000 Euros. Once the application has been submitted, the lending bank usually transfers the money to your account within three days. The processing time for a loan application without Schufa generally takes about one week. Please note, however, that no bookings are made on public holidays and weekends. The quickest way to apply is if you already provide your phone number and e-mail address in the request. That way we can reach you quickly in case of queries and clarify open questions.

Fast loan without Schufa

As a rule, a notification is made to Schufa for every loan taken out, even for the mere inquiry, and you will receive a Schufa entry. A loan without Schufa is granted by a foreign bank, which is why no entry is made in this case. A maximum of 5,000 Euros per person can be granted via a fast loan without Schufa.

Civil servants, salaried employees and workers with a net income from 1,130 Euros and aged between 18 and 60 years can obtain a loan without Schufa. For all terms the effective annual interest rate starts at 3.99%. The repayment period begins four weeks after receipt of the money. The amounts to be repaid are determined in advance. The interest rate remains the same for the entire term of the contract. A special repayment is also possible at any time and without restrictions.