Kreditvermittler

Loan brokers arrange loans and credits and receive a brokerage commission from the respective lending institution or the customer upon successful placement. The brokerage commission is only due when the loan or credit is disbursed.
Reputable and experienced loan brokers can even negotiate better terms with a lending institution. A loan can therefore sometimes be cheaper than with the respective bank.

Günstige Konditionen durch einen Kreditvermittler

In Germany, only loan brokers with an official licence according to the Trade Regulation Act §34c are allowed to operate. According to §655a BGB, a loan brokerage contract between the broker and the customer is mandatory. As a rule, loan brokers mostly offer online loans on the internet, which in many cases are even cheaper than at the customer's bank.
Many consumers believe that a broker's commission increases costs when taking out a loan through a broker. In practice, this statement is rarely true. Banks that sell loans through a broker set their own terms. When loans are sold through a broker, the respective bank incurs no distribution costs. Good brokers can even negotiate better terms with a lending institution and a loan can end up being cheaper through them than at the bank – despite the commission. It is always worthwhile for borrowers to research and compare reputable brokers for loans on the internet. 

Umfassende Informationen über Kreditvermittler schützen den Verbraucher

A major advantage of a loan broker is that they can negotiate favourable terms with various banks that cannot be found elsewhere. Through experience in the lending business and a corresponding selection of lending banks, a loan broker can present offers to their customer that are individually tailored to the borrower's circumstances and personal wishes.
Precise knowledge of the customer's financial and personal situation enables the broker to advise on available loan or credit offers that suit the borrower's life situation.

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Kredite für Privatkunden von MAXDA

One of the largest loan brokers in Germany is MAXDA Darlehensvermittlungs-GmbH, which focuses specifically on private customer business. MAXDA is an independent service provider. Through cooperation with many leading German and European lending institutions, MAXDA can assist its customers with many loan questions and requests.
With high advisory quality and offers tailored to customer needs, MAXDA offers its services and products competently and reliably at attractive terms. Through many years of experience, MAXDA has developed into a specialist for loans with and without Schufa. 
In addition to general-purpose loans for any purpose with loan amounts from €3,000 to €250,000, the offer includes, among others, real estate financing, mortgage loans, installment and civil servant loans. Uncomplicated and fast, MAXDA guarantees prompt and one hundred percent disbursement of a loan by cash on delivery or by transfer.
In seemingly hopeless cases the broker offers quick help. Special loans without a Schufa entry are also possible. This way the borrower quickly gets urgently needed money for important investments.

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 Wie werden Kredit-Anfragen bei MAXDA bearbeitet?

Every loan request is basically free and completely non-binding. To enable quick and reliable processing, the broker requires personal information such as name, date of birth, marital status, address and information on the financial situation such as salary, income, pension, rent and existing loans. For possible follow-up questions an email address and telephone number should definitely be provided.
After the loan request, the customer receives by email and by post all information and documents that the broker needs for review. As soon as the signed documents reach the broker, the respective loan request is checked on the same day and MAXDA contacts the customer to discuss the options and terms together.
If the broker has all necessary information and nothing stands in the way of a loan request, they search, depending on the customer's wishes, for the most favourable loan offer among a variety of banks. 
The requirements to receive a loan and a loan contract are a minimum age of 18 and a regular net income of over €850. If these criteria are not met (e.g. in the case of unemployment), the details of a solvent guarantor can be provided. With the help of a guarantor it is possible to obtain money for important investments even under difficult circumstances. 

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Produkte und Konditionen von MAXDA

For civil servants, salaried employees and workers with a monthly income over €1,130 there is the option to also apply for a loan without Schufa. This is a loan with a foreign bank where no Schufa entry is made. The maximum amount for such a so-called foreign loan is €5,000.
If civil servants, salaried employees and workers have already been employed in the public service for over 10 years, they can take advantage of the special benefits of a civil servant loan. In these loans the interest rates are particularly favourable and, with a longer term of up to 240 months, the monthly instalments are very low.
Many banks and lending institutions reject loan requests from seniors and pensioners. MAXDA is different. It also offers pensioners and seniors an affordable loan tailored to their life situation. Under favourable customer conditions a consumer loan with an effective annual interest rate from 3.99 percent is possible. MAXDA also guarantees, among other things, that the determined interest rates remain unchanged for the entire term of the loan. Thus the customer has an exact overview from the start of what costs will arise in the future (loan contract).

FAZIT: Gute Beratung durch den Kreditvermittler

In addition, immediate repayment of the loan amount from the mediated loan is fully enabled by MAXDA. Good advice and a wide selection of various domestic and foreign banks bring effective advantages to every customer. The borrower can precisely convey his or her wishes to the broker, who can offer the best and cheapest terms (term, effective annual interest rate) due to experience and detailed knowledge of lending business.

By comparing different lenders, an individually suitable loan offer can be tailored to the borrower.

The advantages over the customer's bank are obvious. Even in a difficult situation a loan broker can help support their customers and even broker a relatively favourable loan in seemingly hopeless situations. (Since banks often check borrowers' creditworthiness via Schufa, customers with a negative Schufa entry have little chance of obtaining a loan.) 
At MAXDA, the reputable loan broker, you can also obtain a loan without Schufa. By submitting a free and non-binding loan request you do not take any risks.