Schufa-free loans

Schufa-free loans are a convenient way for many consumers to finance new purchases. For financial shortfalls or long-held wishes, Schufa-free loans are the alternative when you want the loan request handled discreetly and your creditworthiness not to be queried.

Apply for Schufa-free loans online at attractive terms

Schufa-free loans have long been part of the service offering of some credit specialists such as MAXDA. You can find the loan online and very quickly and easily submit an inquiry. With us, requests for Schufa-free loans are processed very quickly and loan payouts are made promptly.

With conventional loans offered by banks in Germany, a strict examination of the applicant is part of the lending process. In particular, this usually includes the well-known Schufa check.

Schufa-free loans: What is the Schufa?

The Schutzgemeinschaft für allgemeine Kreditsicherung, as this institution is also called, lists and evaluates all payment obligations of private and commercial customers that arise from loans, checking accounts and mobile phone contracts. This scoring, which is maintained by the banks themselves, usually plays a decisive role in whether loan applications are approved.

Schufa-free loans, which we also offer as a Sofortkredit ohne Schufa, do not require scoring. In this case, the lender trusts you as a person in connection with your regular income. You can obtain a Schufa-free loan from MAXDA at normal typical loan conditions.

Schufa-free loans: quick payout as an instant loan

Schufa-free loans can be beneficial to you in several respects. They are always granted without a lengthy procedure of a comprehensive credit check. In such a case, the lender neither examines your past payment and credit behaviour nor participates in any assessments as part of the usual credit scoring.

A negative rating can be noted by a German bank as a lender if you have already submitted several loan applications to banks that were rejected. These rejections are recorded in a bank inquiry and can lead to the refusal of a loan application. You can obtain loans despite Schufa even in difficult cases at MAXDA.

MAXDA as an experienced partner for Schufa-free loans

Submitting an application does not reduce your creditworthiness. The long-experienced credit specialist MAXDA primarily mediates instant loans without Schufa. You can apply for this loan online. Your inquiry will be processed promptly and you will receive an immediate approval.

Schufa-free loans with us are primarily secured by your income. You will not encounter any special scoring or digging into your past with us.